Millennial Financial Literacy and Fin-tech Use
Millennials comprise 35% of the U.S. labor force and by 2019 are expected to surpass Baby Boomers as the nation’s largest generation.
Our Mission
Thought Leadership Spotlight
You can read these and related reports following the links below.
TIAA Institute - GFLEC Personal Finance Index
Financial knowledge correlates strongly with financial outcomes.
Potential vs. Realized Savings Under Automatic Enrollment
Research Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.
A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.
Millennials comprise 35% of the U.S. labor force and by 2019 are expected to surpass Baby Boomers as the nation’s largest generation. So their financial capability matters greatly to the U.S. economy.
Understanding the prevalence, diversity and predictive power of behavioral factors—deviations from classical assumptions about consumer choice—is critical for theory, research and policy.
Insights
Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.
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Given the choice between a smaller immediate payout or a larger future payout, people generally prefer rewards sooner rather than later, a tendency called temporal discounting. |
Women of color presidents and chancellors describe how their race and gender has affected their careers and suggest ways to diversify the college presidency.
Adjuncts are commonly perceived as recent Ph.D. graduates teaching multiple classes while pursuing a tenure-track position. This is hardly the norm.
Events
2018 Fellows Symposium – A Fresh Look at Some Key Challenges for Higher Ed
On November 1, 2018, the TIAA Institute hosted a Fellows Symposium in New York City focused on key issues of importance in higher education.
2016 TIAA Paul A. Samuelson Award Ceremony
Past EventsWorking with leading research centers, associations and think tanks across the nation helps the TIAA Institute tap into their diverse expertise and broaden its impact among its audiences. This yields reliable, data-driven information leaders need to make sound decisions.