The 2018 TIAA Institute-GFLEC Personal Finance Index

Our Mission

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We're celebrating our 20th anniversary, and we remain committed to building and sharing knowledge with our partners to help leaders in the educational, nonprofit and public sectors.

Featured Research

Research Reports

June 2018

Conventional economic models assume that investors confronted with risky choices maximize expected utility; yet in the real world, people are prone to making predictable errors.

May 2018

Financial literacy undoubtedly plays an important role in decision making, but the associated mechanisms are complex and mediated by a variety of factors.

April 2018

Poor financial capability in old age can have serious repercussions, causing people to make mistakes with credit, draw down retirement assets too quickly, and fall victim to financial predators.

Insights

June 2018

Understanding the prevalence, diversity and predictive power of behavioral factors—deviations from classical assumptions about consumer choice—is critical for theory, research and policy.

June 2018

Conventional economic models assume that investors confronted with risky choices maximize expected utility; yet in the real world, people are prone to making predictable errors.

June 2018

As older Americans tap into their retirement funds, they often face a choice between receiving a smaller, immediate payout and a larger, future payout. How does memory affect these “intertemporal” choices?

Events

Strategic Collaborations

Working with leading research centers, associations and think tanks across the nation helps the TIAA Institute tap into their diverse expertise and broaden its impact among its audiences. This yields reliable, data-driven information leaders need to make sound decisions.