New insights for improving financial well-being
The 2024 TIAA Institute-GFLEC Personal Finance Index
From longevity literacy to longevity fitness
Our society is transforming, and fast. The biggest challenge—and the biggest opportunity—will be helping people improve not just the length of their lives, but also the extent of their health and wealth.
Most people share similar plans for retirement, but readiness varies widely by race and ethnicity
A new report from the TIAA Institute and Ipsos examines Americans’ financial preparedness across demographic groups.
100 Years of Employee Benefits – a Timeline of Key Moments
Highlights include key points in time in public policy, employee benefits, Social Security, and at TIAA.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
Financial Fragility, Financial Resilience, and Pension Distributions
Does planning for economic shocks, saving for short-term emergencies, and enhancing financial knowledge, reduce the likelihood of becoming financially fragile?
What is the Employee Value Proposition for contingent/VITAL faculty?
The TIAA Institute has been building an important body of work to understand how best to recruit, retain, and engage professional staff at colleges and universities and, to a lesser extent, faculty too.
The rise in reported employee mental health symptoms, particularly post-pandemic, underscores a growing crisis.
Comparing retirement savings behavior of HBCU and non-HBCU higher education employees
Higher education boasts near universal retirement plan coverage for its 2.5 million full-time employees. But does retirement savings behavior vary across different subsectors of higher education?
A Multiple Employer Plans primer: Exploring their potential to close the coverage gap
Only about half of U.S. private sector workers are covered by an employer-sponsored retirement plan. As a result, roughly one-third of households rely exclusively on Social Security at retirement.
The impact of health savings accounts on retirement income adequacy for future retirees
U.S. households are facing a $3.66 trillion aggregate retirement savings shortfall. How do health savings accounts (HSAs) affect retirement income adequacy?