Policymakers

Informing public policy

The TIAA Institute provides actionable, objective research and insights to inform policymakers and others who influence our nation’s financial security. Institute research is having a direct affect on matters relating to financial security and retirement. 

Insights

October 2016

Higher education’s dual mission of research and teaching position the sector to rapidly discover and deploy new processes for teaching and learning. However, resource constraints and traditional structures in higher education can pose major barriers.

October 2016

Since the financial crisis of 2008, board agendas have been dominated by financial and enrollment concerns. Yet boards can also play a key role in addressing issues of diversity, equity and inclusion on campus.

October 2016

Performance funding applies financial incentives to higher education, tying a portion of public institutions’ state appropriations to retention rate, degree completion and other student outcomes.

Research Reports

April 2018

Poor financial capability in old age can have serious repercussions, causing people to make mistakes with credit, draw down retirement assets too quickly, and fall victim to financial predators.

June 2017

To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?

June 2017

Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.