Challenges

Explore our research on this topic

March 2017

How well individuals navigate life’s financial decisions is dependent, at least in part, on their knowledge and understanding of personal finance. The Personal Finance Index offers unique insights concerning Americans’ capacity for sound financial management and decisionmaking.

March 2017

Improvements in the overall economy between 2012 and 2015 have enhanced working women’s short-term financial position. But their long-term financial status and levels of financial knowledge have changed very little.

March 2017

Improvements in the overall economy between 2012 and 2015 have enhanced working women’s short-term financial position. But their long-term financial status and levels of financial knowledge have changed very little.

April 2016

Hispanics are a distinctive demographic that is younger than the general population, changing rapidly and marked by a unique set of challenges. Moreover, by 2065 they are expected to make up nearly a quarter of the nation’s population.  

February 2016

Gen Y is the largest, most educated and ethnically diverse demographic group in U.S. history, projected to make up 75% of the world’s workforce by 2050.

April 2015

Difficulty covering basic expenses and costly economic practices put many college-educated Hispanics in a fragile financial state.

April 2014

Women contribute more to the US economy than ever before. Women now outpace men at every level of educational attainment and currently make up 47 percent of the workforce according to the U.S. Department of Labor (2012).

January 2014

This study has used new data from the NFCS to analyze salient issues related to college-educated Millennials’ financial capability, practices and status, and in the process identify key financial challenges they face.

September 2013

On September 20, 2013, the TIAA-CREF Institute convened an expert symposium to examine Gen Y financial engagement. Generation Y is the largest generation in U.S. history.