Retirees and Health Insurance

Explore our research on this topic

August 2015

Does the expectation of employer-provided health insurance in retirement encourage faculty members to retire earlier and save less than faculty who do not expect to receive this benefit?

August 2015

Does the expectation of employer-provided health insurance in retirement encourage faculty members to retire earlier and save less than faculty who do not expect to receive this benefit?

December 2013

Most state and local government employees are covered by health plans that extend coverage to retired employees. Relatively few studies have examined how public employees respond to these incentives.

November 2009

Near-retirees in higher education are concerned about their ability to afford health care in retirement (42% are very concerned and 29% somewhat concerned), with younger near-retirees being more concerned than older individuals.

November 2008

Recent trends in health care and health insurance suggest market pressures continue to transform the market for health care.

May 2008

Medicare is crucial to the financial wellbeing of retirees. Calls for Medicare reform need to proceed with caution to ensure the program continues to support retiree financial security.

February 2008

The standard Medicare benefit package includes a considerable amount of beneficiary spending. Hospitalizations are covered by Part A and entail a per-admission deductible of over $1,000.

February 2007

Individuals considering early retirement, i.e., retirement before age 65, must not only carefully plan their financial resources, but they should also plan for health insurance coverage till age 65 when eligibility for Medicare begins.

April 2006

In the Spring of 2004, the Retiree Benefits Task Force of the University of Pennsylvania was established by the University Provost and President. It was charged with examining and proposing alternative approaches to the medical plans offered to retired staff and faculty.