Our Mission

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Since 1998, leaders in the educational, nonprofit and public sectors across the U.S. have turned to the TIAA Institute for the objective, actionable information they need to address strategic challenges.

Featured Research

Research Reports

June 2017

Financial communications can be complex, making misinterpretation likely. This study takes an in-depth look at how people process – and act upon – financial information.

June 2017

To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?

June 2017

Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.

Insights

February 2018

Highly educated people with relatively high expected lifetime earnings are often assumed to have greater financial acumen than the general population. But is this a safe assumption?

December 2017

Higher education leaders are continually urged to innovate as they guide their institutions into the future. This compendium of research and best practices explains how successful institutions have translated this call to action into tangible results.

December 2017

Economists typically gauge the value of financial education by examining how it affects consumer behaviors. But the best financial choices for consumers depend on a mix of objective facts and subjective judgments – and one size rarely fits all.

Events

Strategic Collaborations

Working with leading research centers, associations and think tanks across the nation helps the TIAA Institute tap into their diverse expertise and broaden its impact among its audiences. This yields reliable, data-driven information leaders need to make sound decisions.