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Since 1998, leaders in the educational, nonprofit and public sectors across the U.S. have turned to the TIAA Institute for the objective, actionable information they need to address strategic challenges.

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Insights

December 2017

Economists typically gauge the value of financial education by examining how it affects consumer behaviors. But the best financial choices for consumers depend on a mix of objective facts and subjective judgments – and one size rarely fits all.

September 2017

The decision to consolidate or merge higher education institutions is never easy, and the process is nearly always painful and costly. But given the potential benefits, and current fiscal realities, leaders need to consider mergers in their long-term strategic plans.

August 2017

Each time a liberal arts college closes its doors, commentators predict the imminent demise of small private institutions. But does the data back up this belief?

Research Reports

May 2017

Target-date funds help hedge financial market risk, but these funds don’t lessen the risk of outliving your savings.

May 2017

Compared to the private sector, the retirement-saving landscape in the public sector is much more complex, as exemplified by North Carolina’s public school districts.

March 2017

How well individuals navigate life’s financial decisions is dependent, at least in part, on their knowledge and understanding of personal finance. The Personal Finance Index offers unique insights concerning Americans’ capacity for sound financial management and decisionmaking.

Strategic Collaborations

Working with leading research centers, associations and think tanks across the nation helps the TIAA Institute tap into their diverse expertise and broaden its impact among its audiences. This yields reliable, data-driven information leaders need to make sound decisions.