2018 Millennial P-Fin and Tech Use

Our Mission

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We're celebrating our 20th anniversary, and we remain committed to building and sharing knowledge with our partners to help leaders in the educational, nonprofit and public sectors.

Research Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.

June 2018

Conventional economic models assume that investors confronted with risky choices maximize expected utility; yet in the real world, people are prone to making predictable errors.

May 2018

Financial literacy undoubtedly plays an important role in decision making, but the associated mechanisms are complex and mediated by a variety of factors.

April 2018

Poor financial capability in old age can have serious repercussions, causing people to make mistakes with credit, draw down retirement assets too quickly, and fall victim to financial predators.

Insights

Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.

November 2018

Adjuncts are commonly perceived as recent Ph.D. graduates teaching multiple classes while pursuing a tenure-track position. This is hardly the norm.

October 2018

A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.

July 2018

Automatic enrollment helps boost retirement plan contributions, but its ultimate impact on plan balances is unclear.

Events

Strategic Collaborations

Working with leading research centers, associations and think tanks across the nation helps the TIAA Institute tap into their diverse expertise and broaden its impact among its audiences. This yields reliable, data-driven information leaders need to make sound decisions.