Policymakers

Informing public policy

The TIAA Institute provides actionable, objective research and insights to inform policymakers and others who influence our nation’s financial security. Institute research is having a direct affect on matters relating to financial security and retirement. 

Insights

Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.

February 2022

Over the past 40 years, household debt levels have risen substantially in the United States.

October 2021

Are U.S adults at all ages equipped to meet common financial challenges?

October 2021

If policymakers fail to act, Social Security benefits, which provide the largest portion of retirement income for many Americans, will be cut by about 25% starting in 2035

Research Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.

April 2022

How financial literacy varies among U.S. adults

January 2022

Abundant economic and public policy data suggest that many Americans will struggle to maintain an adequate income in retirement.

November 2021

In 2006, the University of Iowa changed its retirement plan default investment from a money market fund to a target date fund—and the resulting effect on participant behavior was significant.