Policymakers

November 2021

In 2006, the University of Iowa changed its retirement plan default investment from a money market fund to a target date fund—and the resulting effect on participant behavior was significant.

October 2021

Are U.S adults at all ages equipped to meet common financial challenges?

October 2021

If policymakers fail to act, Social Security benefits, which provide the largest portion of retirement income for many Americans, will be cut by about 25% starting in 2035.

September 2021

This paper examines estimated retirement ages and retirement income choices for TIAA participants over the 2000 to 2018 period.  Retirees have access to a full menu of distribution options; including life annuities, non-life guaranteed income, systematic withdrawals, required minimum distributions (RMDs) and cash. 

June 2021

Short-term appointments in the academic workforce account for roughly two thirds of all faculty positions. Yet little is known about this segment’s financial needs, experiences and professional stability.

May 2021

With rising tuition costs under scrutiny, colleges are minimizing annual tuition increases while boosting financial aid packages, straining an already fragile business model.

May 2021

America’s private nonprofit colleges and universities are facing serious financial and demographic challenges. How they respond can affect students for years to come.

April 2021

The number of older Americans has risen dramatically in recent decades, and they are taking increasing responsibility for managing their accumulated wealth.

April 2021

Financial well-being and literacy in the midst of a pandemic

 

COVID-19 has underlined the importance of possessing financial knowledge and skills—and having a financial cushion to weather the unexpected.