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TIAA Institute - GFLEC Personal Finance Index

Financial knowledge correlates strongly with financial outcomes. So what’s the state of the nation’s financial literacy?

The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) provides a comprehensive barometer of U.S. adults’ readiness to make sound financial decisions. The P-Fin Index is unique in its capacity to examine financial literacy across eight common financial activities: earning, consuming, saving, investing, borrowing, insuring, understanding risk and gathering information.

Explore Our P-Fin Index Research

Financial literacy and well-being in a five generation America

The 2021 TIAA Institute-GFLEC Personal Finance Index

Financial literacy, wellness and resilience among African Americans

The 2020 TIAA Institute-GFLEC Personal Finance Index

Millennial Financial Literacy and Fin-tech Use

The 2019 TIAA Institute-GFLEC Personal Finance Index

Financial Literacy among U.S. Hispanics: New Insights from the P-Fin Index

The 2018 TIAA Institute-GFLEC Personal Finance Index

Financial literacy and wellness among U.S. women

The 2017 TIAA Institute-GFLEC Personal Finance Index

Related Research on Financial Literacy

Bring together experts and research for data driven inisights

Financial Literacy of Women

Women are increasingly responsible for making critical financial decisions for themselves, and their households. They typically live longer than men and face unique financial challenges. TIAA Institute focuses on the financial capability of women and examines strategies that can better serve their financial needs and help them attain long-term financial security.

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Financial Literacy of Gen Y

Gen Y is the largest and most educated generation in U.S. history; yet, its financial position is actually very fragile. The TIAA Institute focuses on Gen Y, which is poised to make choices that have serious implications for the future, with strategies to better serve their unique needs.

Financial Literacy of Hispanics

The population size and purchasing power of Hispanics are rapidly expanding, making Hispanics of particular importance to the U.S. economy. The TIAA Institute examines the financial practices, financial literacy of the Hispanic population and ways to help them achieve better personal financial results.

1 Insight Report

2 Research Reports

5 Videos

Featured Researchers

Annamaria Lusardi

Academic Director, Global Financial Literacy Excellence Center (GFLEC), The George Washington University School of Business

Denit Trust Chair of Economics and Accountancy, The George Washington University School of Business

GFLEC, The George Washington University

@A_Lusardi

Paul Yakoboski

Senior Economist

Financial Literacy

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