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TIAA Institute - GFLEC Personal Finance Index

Financial knowledge correlates strongly with financial outcomes. So what’s the state of the nation’s financial literacy?

The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) provides a comprehensive barometer of U.S. adults’ readiness to make sound financial decisions. The P-Fin Index is unique in its capacity to examine financial literacy across eight common financial activities: earning, consuming, saving, investing, borrowing, insuring, understanding risk and gathering information.

Explore Our P-Fin Index Research

The 2020 TIAA Institute-GFLEC Personal Finance Index

Financial Literacy and Wellness among African-Americans

The 2019 TIAA Institute-GFLEC Personal Finance Index

Millennial Financial Literacy and Fin-tech Use

The 2018 TIAA Institute-GFLEC Personal Finance Index

The 2017 TIAA Institute-GFLEC Personal Finance Index

Financial Literacy among U.S. Hispanics: New Insights from the P-Fin Index

Related Research on Financial Literacy

Bring together experts and research for data driven inisights

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Financial Literacy of Hispanics

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1 Insight Report

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5 Videos

Featured Researchers

Annamaria Lusardi

Academic Director, Global Financial Literacy Excellence Center (GFLEC), The George Washington University School of Business

Denit Trust Chair of Economics and Accountancy, The George Washington University School of Business

GFLEC, The George Washington University

@A_Lusardi

Paul Yakoboski

Senior Economist

TIAA Institute

Financial Literacy

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