Lifetime Income & Retirement Security

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Achieving retirement income security

The TIAA Institute explores how people can create lifetime guaranteed income, focusing on such issues as retirement income strategies, converting savings into retirement income, what factors influence retirement savings choices, and how people can be encouraged to make better decisions. 

Insights

Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.

September 2020

The complexity of health and retirement benefit plan offerings can make it difficult for employees to make optimal decisions.

 
June 2020

Poor financial capability can contribute to a host of problems, particularly for people close to retirement.

June 2020

Even with all the theoretical reasons to purchase life annuities, few retirees do so. What role do emotions and social norms play in annuity product uptake?

Research Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.

September 2020

The complexity of health and retirement benefit plan offerings can make it difficult for employees to make optimal decisions.

June 2020

Poor financial capability can contribute to a host of problems, particularly for people close to retirement.

June 2020

Even with all the theoretical reasons to purchase life annuities, few retirees do so. What role do emotions and social norms play in annuity product uptake?