Annuities in DC Plans
The TIAA Institute examines such issues as retirement patterns and annuitization decisions, and ways of presenting information that may influence the annuitization decision.
Retirement Plan Design
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How plan design affects savings and retirement decisions
Retirement plan design influences savings and retirement decisions. The TIAA Institute explores such issues as trends in plan design, the effect simplifying investment choices has on decision-making, plan fee fairness, and others.
Events
2015 Fellows Symposium – Advancing Financial Literacy, Capability and Well-Being Among Hispanics
On November 12, 2015, the TIAA Institute hosted a Fellows Symposium on engaging Hispanics in their personal finances.
Insights
Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.
October 2018
A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.
June 2017
Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.
June 2017
To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?
Research Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.
October 2018
A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.
December 2017
Many retirement plan participants lack the financial knowledge needed to manage their portfolios on their own, underscoring the importance of advice.
June 2017
To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?