Annuities in DC Plans
The TIAA Institute examines such issues as retirement patterns and annuitization decisions, and ways of presenting information that may influence the annuitization decision.
Retirement Plan Design
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How plan design affects savings and retirement decisions
Retirement plan design influences savings and retirement decisions. The TIAA Institute explores such issues as trends in plan design, the effect simplifying investment choices has on decision-making, plan fee fairness, and others.
Events
2016 Fellows Symposium – Achieving Better Retirement Outcomes: Solutions for a Modern Workplace
On October 21, 2016, the TIAA Institute and the Wharton School’s Pension Research Council co-hosted a Fellows Symposium focused on retirement security.
Insights
Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.
June 2020
Retirement plans differ in whether employee or employer contributions are mandated, leaving a critical role for voluntary contributions.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Some adjuncts appear to be unaware of their eligibility to participate in a retirement savings plan at the college or university where they work.
Research Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.
March 2021
Behavioral researchers have explored a variety of potential “nudges” designed to increase retirement savings. But selecting from among different approaches can be surprisingly difficult.
January 2021
The starting age for required minimum distributions from tax-qualified retirement plans was raised in 2019 from 70.5 to 72. How might this change affect household financial behavior?
December 2020
Recognizing households’ needs for flexibility, while discouraging overconsumption, how much liquidity should be built into a socially optimal savings system?