Annuities in DC Plans
The TIAA Institute examines such issues as retirement patterns and annuitization decisions, and ways of presenting information that may influence the annuitization decision.
Retirement Plan Design
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How plan design affects savings and retirement decisions
Retirement plan design influences savings and retirement decisions. The TIAA Institute explores such issues as trends in plan design, the effect simplifying investment choices has on decision-making, plan fee fairness, and others.
Events
2015 Fellows Symposium – Advancing Financial Literacy, Capability and Well-Being Among Hispanics
On November 12, 2015, the TIAA Institute hosted a Fellows Symposium on engaging Hispanics in their personal finances.
Videos
Insights
June 2017
Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.
June 2017
To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?
May 2017
Target-date funds help hedge financial market risk, but these funds don’t lessen the risk of outliving your savings.
Research Reports
June 2017
To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?
June 2017
Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.
May 2017
Today’s retirees are living longer than ever before, creating the need for policy changes to help retirees stretch their savings accordingly.