Retirement Plan Design

October 2018

A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.

October 2018

A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.

December 2017

Many retirement plan participants lack the financial knowledge needed to manage their portfolios on their own, underscoring the importance of advice.

June 2017

To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?

June 2017

Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.

June 2017

Many defined contribution plans pay benefits as a lump sum, putting retirees’ lifetime income security at risk. Longevity income annuities address this concern.

June 2017

To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?

May 2017

Today’s retirees are living longer than ever before, creating the need for policy changes to help retirees stretch their savings accordingly.

May 2017

Target-date funds help hedge financial market risk, but these funds don’t lessen the risk of outliving your savings.