Behavioral prompts that encourage reflection on goals and future needs can have significant effects on asset allocation decisions and expected returns.
Retirement Plan Design
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June 2020
Behavioral prompts that encourage reflection on goals and future needs can have significant effects on asset allocation decisions and expected returns.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Retirement plans differ in whether employee or employer contributions are mandated, leaving a critical role for voluntary contributions.
February 2020
The growth of defined contribution retirement plans has brought new estate-planning challenges for participants.
June 2019
Most retirement plans let participants allocate their contributions among a menu of investment options – and this decision can have a substantial effect on a retirement portfolio’s ultimate value.
January 2019
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Given the choice between a smaller immediate payout or a larger future payout, people generally prefer rewards sooner rather than later, a tendency called temporal discounting. |
October 2018
A retirement plan’s default investment portfolio is optimal for some employees. But for others, the default has some drawbacks.