Behavioral researchers have explored a variety of potential “nudges” designed to increase retirement savings. But selecting from among different approaches can be surprisingly difficult.
Retirement Plan Design
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January 2021
The starting age for required minimum distributions from tax-qualified retirement plans was raised in 2019 from 70.5 to 72. How might this change affect household financial behavior?
December 2020
Recognizing households’ needs for flexibility, while discouraging overconsumption, how much liquidity should be built into a socially optimal savings system?
June 2020
Retirement plans differ in whether employee or employer contributions are mandated, leaving a critical role for voluntary contributions.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Some adjuncts appear to be unaware of their eligibility to participate in a retirement savings plan at the college or university where they work.
June 2020
Retirement plans differ in whether employee or employer contributions are mandated, leaving a critical role for voluntary contributions.
February 2020
The growth of defined contribution retirement plans has brought new estate-planning challenges for participants.