David P. Richardson

David Richardson

David P. Richardson

Senior Economist
TIAA Institute

David P. Richardson is a Senior Economist at the TIAA Institute. Before joining the Institute, he served as Senior Economist for Public Finance at the White House Council of Economic Advisers and held the New York Life Chair in Risk Management and Insurance at Georgia State University. Previously, he worked as a financial economist in the Office of Tax Policy at the U.S. Treasury and was an assistant professor in the Department of Economics at Davidson College.

Richardson’s research interests include public pensions, employer retirement benefit plans and household financial security. He has served as a research fellow for the China Center for Insurance and Social Security Research at Peking University, a research fellow for the Center for Risk Management Research, and a research associate at the Andrew Young School of Policy Studies at Georgia State University. He also is a member of the Pension Research Council Advisory Board, the American Economic Association, the American Risk and Insurance Association, and the National Tax Association.

Richardson earned an M.A. and a Ph.D. in economics from Boston College, and a B.B.A. from the University of Georgia.


February 2014
This paper analyzes how workers participating in a retirement plan through the TIAA system managed their investment portfolio risk by examining their premium and asset allocation decisions over the period 2005 to 2011.
November 2008
Recent trends in health care and health insurance suggest market pressures continue to transform the market for health care.
November 2008
This paper examines the two sets of factors controlled by a worker and affecting a person’s Social Security benefit.