Gopi Shah Goda

Gopi Shah Goda photo

Gopi Shah Goda

Deputy Director and Senior Fellow, Stanford Institute for Economic Policy Research (SIEPR)
Stanford University

Gopi Shah Goda is a senior fellow and deputy director of the Stanford Institute for Economic Policy Research at Stanford University. Her research focuses on the economics of aging in the United States and is designed to inform economic policymaking.

Goda’s studies have examined how perceptual and behavioral biases affect retirement saving decisions and the effects of long-term care insurance on family members’ work and location decisions. Before taking on her current position, she was a Robert Wood Johnson Scholar in Health Policy Research at Harvard University. She earned her B.S. in mathematics and actuarial science from the University of Nebraska – Lincoln and Ph.D. in economics from Stanford University.

Professional Achievements

  • Faculty research fellow at the National Bureau of Economic Research and fellow of the Society of Actuaries.
  • Received support for her research from the Social Security Administration, the National Institutes on Aging, the Alfred P. Sloan Foundation and the TIAA Institute.
  • Her work has appeared in a variety of leading economics journals.


June 2017
To preserve retirement wealth, IRAs and employer-sponsored defined contribution plans typically impose a penalty on early withdrawals. How might individuals respond if the penalty were lifted?
July 2013
Given the widespread transition from defined benefit (DB) to defined contribution (DC) retirement plans, Americans increasingly face the challenge of assessing whether their saving behavior is likely to provide a secure retirement.
December 2015
As employer-sponsored savings vehicles, like 401(k)s, become a major source of retirement income for millions of Americans, personal biases can have an outsized impact on retirement security.