Orly Sade

Prior research suggests Covid-19 mortality has, in the U.S., disproportionately harmed those with low income, African Americans, and Hispanics. Have these groups’ subjective survival perceptions changed in a manner consistent with observed outcomes?

Many people have only a vague notion of the concept of longevity risk, which in turn implies they are likely to save too little for retirement and have a low demand for longevity insurance products.