William Reichenstein

William Reichenstein photo

William Reichenstein

Professor of Finance; Pat and Thomas R. Powers Chair in Investment Management, Hankamer School of Business
Baylor University

William Reichenstein holds the Pat and Thomas R. Powers Chair in Investment Management at Baylor University. He also is head of research at Social Security Solutions, Inc., a firm that develops software to help individuals decide when to begin Social Security benefits and Income Solver, Inc., a firm that helps retirees tax-efficiently withdraw funds from their financial portfolio. His research has implications for tax-efficient withdrawal strategies in retirement and asset-location decisions.

Reichenstein has published more than 180 articles and several books including In the Presence of Taxes: Applications of After-tax Asset Valuations (FPA Press 2008). He earned his B.A.in mathematics from St. Edward’s University and Ph.D. in economics from University of Notre Dame.

Professional Achievements

  • Member of The Wall Street Journal’s “The Experts” panel on retirement issues.
  • Associate editor of Journal of Investing, ambassador board member of Journal of Wealth Management, and editorial board member of Journal of Financial Planning and Journal of Financial Education.
  • Past president of the Southwest Financial Planning Association.

Publications

January 2006
A central component of investment advice in recent decades both for individual and institutional investors has focused on asset allocation, and rightly so since it plays a critical role in determining returns.
February 2006
Starting in 2006, many plan participants may have a new vehicle for retirement savings, called the Roth 401(k) or Roth 403(b).
September 2006
This study discusses strategies for selecting the sequence of withdrawing funds from savings vehicles during retirement. For example, should a retiree withdraw funds from the taxable account then the traditional IRA and then the Roth IRA or would another sequence be preferable?