Financial literacy and retirement fluency in America
Findings from the 2025 TIAA Institute-GFLEC Personal Finance Index
Featured reports
Fellows spotlight
Knowledge at Wharton: The Future of Healthy Aging and Retirement
Insights from a Wharton symposium hosted by TIAA Institute Fellow Olivia S. Mitchell, Wharton finance professor Nikolai Roussanov, and TIAA Institute Head Surya Kolluri are featured in this thought piece on preparing for and meeting the challenge of global aging.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses appropriate for both technical and general audiences.
Automatic enrollment in public supplemental retirement plans
Relatively few government retirement systems have adopted automatic enrollment in their supplemental savings plans. What’s driving this lack of interest?
How is subjective financial (in)security related to household stress prevalence and intensity?
Stress can have a negative impact on health outcomes. And while the connection between health and wealth is well known, the relationship between financial security and stress has been less studied.
Global best practices for employee benefits in different life stages
This report examines how employers can tailor benefits to support employees throughout different life stages as the global workforce ages, with the number of people 65 and older expected to double from 830 million today to 1.7 billion by 2054.
Mission critical: Presidents' perspectives on how universities serve society in turbulent times
The TIAA Institute explores how college and university presidents are navigating a confluence of challenges while reassessing their institutions' societal impact and democratic engagement in an increasingly polarized landscape.
Do misperceptions about Medicare coverage explain low demand for long-term care insurance?
The need for long-term care is rising, posing a significant financial risk for elderly individuals and their families.
Evaluating the effectiveness of financial coaching
A large majority of U.S. households live paycheck to paycheck. Does financial coaching help people improve their financial capability?
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