This paper examines estimated retirement ages and retirement income choices for TIAA participants over the 2000 to 2018 period.
Lifetime Income & Retirement Security
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Achieving retirement income security
The TIAA Institute explores how people can create lifetime guaranteed income, focusing on such issues as retirement income strategies, converting savings into retirement income, what factors influence retirement savings choices, and how people can be encouraged to make better decisions.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and general audiences.
April 2021
The number of older Americans has risen dramatically in recent decades, and they are taking increasing responsibility for managing their accumulated wealth.
March 2021
Since the onset of COVID-19, 22% of the full-time higher education workforce have become less confident that they will have enough money to live comfortably throughout retirement. At the same time, 9% have become more confident.
March 2021
Many people have only a vague notion of the concept of longevity risk, which in turn implies they are likely to save too little for retirement and have a low demand for longevity insurance products.
March 2021
What makes a market for annuity contracts successful, and what are the key demand and supply constraints that affect the performance of such a market?
March 2021
Women increasingly are using gig work as a supplemental source of income. What does it mean for their retirement security?
February 2021
As policymakers, financial services firms and individuals turn their attention to the decumulation phase of retirement saving, annuities are gaining renewed interest.
February 2021
There is mounting evidence of minorities’ financial struggles and persistent wealth gaps compared to whites, along with substantial gender differences in indicators of financial wellness.
January 2021
How will COVID-19 affect retirement patterns among senior faculty and how can institutions respond?