The TIAA Institute explores how people can create lifetime guaranteed income, focusing on such issues as retirement income strategies, converting savings into retirement income, what factors influence retirement savings choices, and how people can be encouraged to make better decisions.
On November 12, 2015, the TIAA Institute hosted a Fellows Symposium on engaging Hispanics in their personal finances.
Also produced by the TIAA Institute, Insights features reports addressing prominent issues in financial security, higher education, and philanthropy. While typically written for a primarily non-technical audience, Insights are prepared using the same level of academic rigor found in our other research publications, and can serve as valuable sources of information for a diverse group of readers.
Automatic enrollment helps boost retirement plan contributions, but its ultimate impact on plan balances is unclear.
Many older adults experience declining cognitive ability and make sub-optimal investment decisions, posing a challenge for themselves and their families.
Given the complexity – and risks – of choosing between a defined benefit plan and a defined contribution plan, how do university employees decide?
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and more academic audiences.
Many older adults experience declining cognitive ability and make sub-optimal investment decisions, posing a challenge for themselves and their families.
Automatic enrollment helps boost retirement plan contributions, but its ultimate impact on plan balances is unclear.
Given the complexity – and risks – of choosing between a defined benefit plan and a defined contribution plan, how do university employees decide?