The TIAA Institute explores how people can create lifetime guaranteed income, focusing on such issues as retirement income strategies, converting savings into retirement income, what factors influence retirement savings choices, and how people can be encouraged to make better decisions.
On November 12, 2015, the TIAA Institute hosted a Fellows Symposium on engaging Hispanics in their personal finances.
Automatic enrollment helps boost retirement plan contributions, but its ultimate impact on plan balances is unclear.
Many older adults experience declining cognitive ability and make sub-optimal investment decisions, posing a challenge for themselves and their families.
Given the complexity – and risks – of choosing between a defined benefit plan and a defined contribution plan, how do university employees decide?
Many older adults experience declining cognitive ability and make sub-optimal investment decisions, posing a challenge for themselves and their families.
Given the complexity – and risks – of choosing between a defined benefit plan and a defined contribution plan, how do university employees decide?
Poor financial capability in old age can have serious repercussions, causing people to make mistakes with credit, draw down retirement assets too quickly, and fall victim to financial predators.