The starting age for required minimum distributions from tax-qualified retirement plans was raised in 2019 from 70.5 to 72. How might this change affect household financial behavior?
Retirement Plan Design
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December 2020
Recognizing households’ needs for flexibility, while discouraging overconsumption, how much liquidity should be built into a socially optimal savings system?
October 2020
Many healthcare sector employees have made changes to their retirement saving and investments since the onset of COVID-19. Nonetheless, confidence in the amount they are saving and in the investment of their savings has been shaken.
June 2020
Behavioral prompts that encourage reflection on goals and future needs can have significant effects on asset allocation decisions and expected returns.
June 2020
Behavioral prompts that encourage reflection on goals and future needs can have significant effects on asset allocation decisions and expected returns.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Automatic enrollment has proven to be a powerful means of encouraging retirement plan participation in the private sector.
June 2020
Retirement plans differ in whether employee or employer contributions are mandated, leaving a critical role for voluntary contributions.
February 2020
The growth of defined contribution retirement plans has brought new estate-planning challenges for participants.