Retirement Plan Design

Retirement Plan Design icon
How plan design affects savings and retirement decisions

Retirement plan design influences savings and retirement decisions. The TIAA Institute explores such issues as trends in plan design, the effect simplifying investment choices has on decision-making, plan fee fairness, and others. 

Insights

February 2016

Because a plan’s administrative costs are ultimately paid by participants, plan sponsors are obligated to allocate administrative fees in a fair and appropriate manner. 

August 2015

Does the expectation of employer-provided health insurance in retirement encourage faculty members to retire earlier and save less than faculty who do not expect to receive this benefit?

August 2015

How prepared for retirement are college and university faculty, and what influences their level of confidence?

Research Reports

May 2017

Today’s retirees are living longer than ever before, creating the need for policy changes to help retirees stretch their savings accordingly.

May 2017

Target-date funds help hedge financial market risk, but these funds don’t lessen the risk of outliving your savings.

May 2017

Compared to the private sector, the retirement-saving landscape in the public sector is much more complex, as exemplified by North Carolina’s public school districts.